Monthly Archives: November 2015

Advantages of Real Estate in Long Island NY

If you are currently hunting for a good piece of real estate to buy (for investment or a possible place of retirement), then buying real estate Long Island NY can be very advantageous at this time. Read on and find out why.

The Tempting Advantages

Real-EstateThe prices of real estate Long Island NY have been low for quite some time now but you should not expect them to remain that low for years to come. The year 2013 could be the last time that you will see real estate Long Island NY prices at record lows so don’t waste your time deciding whether to buy or not because tomorrow might already be too late. There are reports that home prices across the country are on the rise and Long Island real estate is no exception.

Mortgage rates are still near all-time lows. A few years ago, the fixed rate (for thirty years) was above 6% but in December, 2012, the fixed rate only averaged 3.35%. What does it mean? Simply put, you can save more money if you buy Long Island property now. Don’t gamble and wait for rates to go lower than the grasshopper’s knees because that will never happen.

You can save more money that way than renting your own place because the prices of Long Island properties are currently low. After you have paid the mortgage in full, the property becomes yours unlike when you are only renting your place.

If you have decided to buy real estate Long Island NY you are actually protected against inflation. In order to cope with the inflation, your landlord will most likely pass the increase on to your rent. This will never happen if you have your own place. Inflation will not hurt or affect you if you have applied for fixed rates (though interest rates will remain the same for the next thirty years).

If you pay your mortgage on time (and make sure that you do), you will be able to increase your credit score. The higher the credit score, the better. It can give you lots of opportunities. You will not only gain worthwhile real estate Long Island NY. You can also enjoy perks such as tax savings, loan points, and mortgage insurance.

You will see that buying real estate Long Island NY offers nothing but great advantages. Even if your earnings can only be considered as average, you will find something that will surely fit your budget. There are agents or brokers that can help you with your dilemma. Just remember one thing, though—you need to buy real estate Long Island NY now before the prices start to shoot up.

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How to Start Your Own Custom Military Coin Collection

Custom military coins are not made for numismatic purposes. They are believed to have originated from a war wherein they were given to members of a flying squadron and saved a soldier’s life. Later on, military men used them as challenge coins. However, as they gain popularity through the years, collecting them became interesting to numismatist fans.

Custom-Military-CoinThese coins belong to a branch of numismatics called exonumia. Though they are not intended for non-military men, you can take pride in collecting them because some have special value. For instance, “Combating Terrorism Coins” are collectibles that show support for the children of military men who sacrificed their lived for their country. Custom military coins may serve as reminders to what these people did to protect their fellow people. When should you start collecting these coins?

Start as soon as possible. If you prolong the wait, you are more likely to miss the best ones. Every day, hundreds of custom military coins are released in the market but coin collectors are alert and immediately sort out the rare ones. How can you start collecting military coins?

Step 1: Decide on what kind of coin you want

Do a little research to educate yourself on challenge coin numismatics. Coin collecting can be expensive. This is why you have to choose cost productive pieces. Ask yourself important questions. Do you prefer those with peculiar shapes such as the SR-72 Blackbird coin? Do you fancy those with sentimental values such as the Operation Iraqi Freedom War custom military coin?

Step 2: Ask pioneer coin collectors for advice

Do you know anyone who is a pro in coin collecting? Before you could proceed to your master plan, one-on-one interaction with actual coin collectors would help. There are a lot of tips and information online but those who are fully inclined with numismatics have great ideas. You may ask them to show you their collections. This way, you would be able to have a idea on which coins are interesting for you and are worthy to be part of your shadowbox.

Step 3: Visit military coin auctions

Public unit coin auctions are accessible in most parts of the globe. You will get to handle them in real life and gain knowledge about pricing, value and quality. Take a look at their expensive pieces and find out what makes them more valuable than others. When visiting shops online, pay attention to details, such as the coin’s circumference, dimension, material, packaging, specifications and the like.

Step 4: Participate in coin discussion groups

Online groups will make you interact with people of the same interest. They will give you updates on new events and auctions. Added to this, you can easily gain the answers to your queries by posting a new thread and waiting for others to answer you. You will get non-promotional answers and reviews that could help you start your own collection.

Step 5: Start collecting and take good care of your collection

Once you have had enough information, you may begin shopping for coins. You may also have some pieces customized according to your preference. Purchase or build a rack covered with glass so you can keep them protected from being scratched or damaged. You may also lock your coin rack to protect your collection from children or pets.

Custom military coins are good for collecting because they are unique, accessible, easy to carry and significant. They may not be made from huge amounts of silver or gold like some ancient coins but the sacrifice of great men in order to acquire them defines their immeasurable value.

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Importance of Keynote Speaker for your Company

If you have an upcoming event for your company, then having a keynote speaker to make things more interesting can give you lots of benefits. You might even get a lot of attendees and possible clients if you happen to have a famous keynoter as a guest to your event.

Motivational-speaker

A keynote speech that the speaker needs to deliver should be able to capture the essence of the discussion and emphasize it to the listeners in a short period of time. To capture the essence well, the speaker should spend ample time researching your industry, the audience in the event, and company issues.

The keynoter may use the most appropriate approach and even include humor in his speech or show funny clips. No matter what the keynote speaker chooses to discuss, his job is to weave the keynote message that you want to send across the entire audience. He should incorporate it into his program without losing the fun and memorable aura of his program.

To understand the importance of a keynoter better, take a look at the succeeding questions and their answers.

What is the Main Benefit of having a Keynoter?

The main benefit that a company and the employees can get from such a speaker is his ability to influence a group, and to make them see that anything is possible. The persuasion is not something similar to a threat, but more like explaining the facts or the truth that were concealed from them or remained unknown for so long. When the employees realized that such things are possible, it should be enough to make them act in a positive way.

A keynoter can be a vessel that is capable of delivering positive messages to the employees and make them act on their own accord, not forced. Together, the company and employees will reap the benefits.

What Can He Accomplish?

During the event, where the keynote speaker is allowed to “own” the audience for a brief moment, he serves as a temporary leader of the tribe who can influence the entire audience to move. He can take his listeners to an emotional and intellectual journey that can thrust the audience to adapt a new outlook, explore unfamiliar places, or aim for a different position.

It is human nature to only take action when told by someone, and the speaker can clear the way for such opportunity. It is also possible that the audience did not bother to know the existence of such opportunities before, until someone pointed them to the right direction.

He can ask commitments from his audience, and he is allowed to do that by virtue of his temporary authority (given by the company) over his subjects as their tribal leader.

One speaker can’t turn the whole world into a better place; but, he can deliver the right message to his audience and make them understand why they need to change their world for the better.

A Keynoter only has Limited Powers

Although a good speaker can deliver mind-blowing speeches that can make the employees give their all for the company, he is not Superman who can fix everything with his super powers. It is not realistic (and totally absurd) to expect him to fix the company’s long-standing problem within his borrowed minutes.

Influencing the employees is just the start; the company should come up with a more concrete solution for the problems that have been troubling their operation. The inspiring speech given by the speaker should spark new ideas, practical applications, and innovative techniques that the company can adapt. Eventually, it should be enough for the company’s team of experts to find the solution that they need, and heal the company’s trouble.

A keynote speaker can only do so much for the employees. The company’s success still depends on the decision of the business owner regarding the direction that he would like his company to take